Recovering from bankruptcy can be a long and difficult process. And even when you’ve been discharged or completed a debt agreement, some lenders will automatically decline your application for a home loan because of the history.
However, there is good news. Some lenders look at things a little bit differently to others. Well-established non-bank lenders like Pepper Money believe a past bankruptcy shouldn’t mean that you’re not able to achieve your future goal of owning your own home. So they designed home loan products specifically to help.
If you’ve been officially discharged from bankruptcy or entered a debt agreement, there are some solutions available today that might suit you. In some cases, a lender may even be able to help with finalising a debt agreement for you - as part of the debt consolidation feature in their relevant home loan option.
Whatever your case looks like, you can begin by talking to us. The more we learn, the better we can help. We’d like to know what you need, understand how the credit issues came about and what’s happened since that means you’re now in a position to consider taking on a mortgage.
Talk to us today about how we may be able to put you in touch with a lender that can help if the major banks say ‘no’ to your loan application.

​Your home may be the biggest item on your wish list, but a competitive home loan is not the only kind of finance we can help you with. You can ask us to help you find the right loan product for a whole range of lifestyle improvements, from a new car to that speed boat your family has always wanted.

Whatever's on your wish list, it's a good idea to talk with someone who cares about your situation and will take the time to make sure you're getting the right loan for you. So why not ask us?

We're here to help you find a cost-effective loan product that's exactly the right fit. We'll take the time to understand your financial situation, needs and goals then help you choose a loan from one of Australia's most competitive lenders.

If you're looking for a loan to buy a car, or something else to improve your lifestyle such as a boat or motorcycle, just give us a call. You can trust us to care about the results.

Did you know we can help you can get a lot more than a home or investment loan? That's right. We can also give you access to some great finance options for your business.

We can help you:

• Use your business asset as security to buy, hire or lease a new company vehicle.
• Access business equipment finance to buy, hire or lease forklifts, farm equipment, cranes and more.
• Manage your cash flow by accessing additional funds to cover business expenses such as invoices and wages.
• Borrow funds to grow your business with a Business Loan.

With a large range of commercial finance solutions available from a variety of lenders, we can help you find the right deal for your business expansion plans. Whether you’re looking for a substantial loan for a complete refit or a smaller loan for a minor upgrade, we’re here to do all the leg work to find you the right finance option.

So why not let us crunch the numbers for you today? Get in touch to find out how we can make it work for you.
Your full financial situation will need to be reviewed prior to acceptance of any offer or product. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply. This email does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. ​